Business Owner’s Guide to Retirement Plan ReviewJuly 7, 2017
Business Owner Retirement PlansJuly 7, 2017
The American National Solution: 401(k) Plan
Why have small business owners adopted 401(k) plan from American National? Because we offer:
Custom plan designs that can favor the owner(s) and/or the key employees of the business
Complete documentation for establishing the plan
Total ongoing service for the life of the plan, provided by our internal pension administration department
Administration services provide all government reports and quarterly participant statements
Low administration fees
Large variety of investment options
State of the art daily valuation system offering 24/7/365 internet access to account
Internet access to all aspects of the plan for the employer
Free and flexible investment transfers
No surrender charges for death, disability, retirement, participant loan or termination distributions
Custom Plan Design
A customized plan design that provides meaningful benefits to the business owner(s) is essential to the ongoing success of a small business 401(k) plan. American National can provide a plan design that favors the key employees of the business by utilizing various design options, including:
Allocations integrated at the social security wage base
Tiered and multi-tiered new-comparability (cross-tested) formulas
American National designs and supports all types of qualified plans. Key to making a 401(k) the plan of choice for a small business is providing a design that favors the owners and key employees of the sponsoring employer. Just one example of how a plan can be designed (or redesigned for businesses with an existing plan) is shown below.
Let’s Get Started With Your Future Today!
That Schlage Key
I Love Writing Life insurance and health insurance because its complicated now and people need help. People also need to get their insurance before they have a major event like I did with heart surgery.
I grew up in a very small town, my father ran the drug store since 1953. I started working at age 8 and learned about business, customer service, and how to treat people from him. Unfortunately he died at age 64 unexpectedly and I had to return to run and close down his business. I learned from that what happens when fathers and business owners don’t plan. That the government does not help, but gets in the way.
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Peter Robert Stone
Ins. Lic CA 0i31296
Lic in AZ, SD, TX, OH, FL, PA, VA, NM, MI, KY